We price EPF resolution by effort — not by your PF balance.

Accessing your own money should not depend on how much you saved.

Effort Required
PF Balance Size

Percentage pricing rewards balance, not resolution

Overcharged

Simple cases with high balances pay for complexity they don't have.

Deprioritised

Complex cases take too long to be profitable under a flat percentage.

Ignored

Smaller balances are often rejected because the "cut" isn't worth the work.

Decorative leaf accent
Effort
Typical Fee

We take ownership of the effort.
Almost all of it.

In most EPF services, you do the chasing. At Kustodian, we handle 99% of the heavy lifting.

Kustodian Effort (99%)Your Effort (1%)

OUR SCOPE

Forensic investigation and diagnosis
Drafting all documents and declarations
Coordinating with past/present employers
Filing, tracking, and escalating grievances

TYPICAL SERVICE GAP

Most consultants provide "Advice" but leave the execution to you:

You chase HRYou visit EPFOYou figure out the law
MINIMAL INTERVENTION

Your role is limited by design

If the law requires your signature or presence, we prepare everything in advance. You're involved only where legally unavoidable.

Prepared documents
Clear instructions
Minimal time required

Effort is measured through a Complexity Score.

Every case starts with a free forensic audit. We assess the actual barriers between you and your money.

1
AuditFREE FORENSICS
2
ComplexitySCORE BASED
3
Fixed PriceLOCKED QUOTE
FACTOR 1Filing Type
FACTOR 2Employer History
FACTOR 3Responsiveness
FACTOR 4Follow-up Intensity

The work doesn’t change when your balance does.

PERSON A

Name Mismatch

Balance: ₹1,00,000

Fixed Fee Effort
PERSON B

Name Mismatch

Balance: ₹50,00,000

Fixed Fee Effort

Percentage pricing charges differently anyway.

Effort is measurable.
Balance is irrelevant.

Savings Protected
Complexity Rewarded
No Hidden Upsells

Pricing stays aligned with work — and with outcomes.

If you want to understand the effort your EPF case requires, you can start with a free audit and see the complexity before deciding anything.